Bank of Shanghai's 2026 interim report shows first-half operating income of 28.842 billion yuan, up 5.48% year on year, and net profit attributable to shareholders of the parent company of 13.299 billion yuan, up 0.51% year on year. The interim profit distribution plan is a cash dividend of 3.00 yuan per 10 shares, tax included. As of the end of June, total assets were 3.418811 trillion yuan, up 3.33% from the end of the previous year; total customer loans and advances were 1.528765 trillion yuan, up 6.10%. The non-performing loan ratio was 1.42%, up 0.24 percentage points from the end of the previous year, mainly because some real estate and construction industry clients faced operating pressure; the provision coverage ratio was 198.25%, and the proportion of special-mention loans declined. Net interest margin was 1.15%, unchanged year on year. Core tier-one capital adequacy ratio was 10.68%, and capital adequacy ratio was 13.76%.
Bank of Shanghai Co LtdNet profit up only 0.51% and NPL ratio rose to 1.42% due to real estate and construction pressure.
