Analysts at Pi Securities forecast that CREDIT will pay a dividend of 1.11 baht in 2026 and 1.25 baht in 2027, based on a 30% payout ratio assumption, with a possible increase in the payout rate to align with the banking sector average of around 55–60%. Net profit is expected to grow 14% in 2026 and 13% in 2027, driven by expansion of high-yield personal loans and lower funding costs, lifting ROE to 16.4% over 2026–2027. The research team maintains a buy recommendation and raises the target price to 29 baht from 25 baht, reflecting improved profitability. Second-quarter 2026 net profit came in at 1 billion baht, up 7% year-on-year but down 15% quarter-on-quarter, while the NPL ratio rose to 4.3%.
Thai Credit PclPi Securities raises target price to 29 baht and maintains buy, citing improved profitability and dividend forecasts.
