Industrial Bank's H1 revenue and net profit both decline, NPL ratio flat

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Industrial Bank disclosed its 2026 interim report on the evening of August 27. In the first half, it achieved operating revenue of 110.177 billion yuan, down 0.25 percent year on year; net profit attributable to the parent was 41.131 billion yuan, down 4.66 percent; basic earnings per share were 1.88 yuan. As of the end of June, the bank's total assets were 11.46 trillion yuan, up 3.31 percent from the end of the previous year; non-performing loan balance was 66.421 billion yuan, an increase of 2.17 billion yuan from the end of the previous year; the non-performing loan ratio was 1.08 percent, unchanged from the end of the previous year; the provision coverage ratio was 225.67 percent, down 2.74 percentage points from the end of the previous year. In addition, the bank's 2026 interim profit distribution plan has been approved by the shareholders' meeting, and the specific cash dividend amount, date, and record date will be announced separately.

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