Sichuan Jincheng Consumer Finance Company Limited has recently been added to the list of enforcement targets. The enforcing court is the Primary People's Court of Chengdu Hi-tech Industrial Development Zone, with the case filed on July 24, 2026, under case number (2026) Chuan 0191 Zhi 11018. The amount of the enforcement claim was not disclosed. As one of the first batch of pilot consumer finance companies nationwide, Jincheng Consumer Finance was jointly established by Bank of Chengdu and Malaysia's Hong Leong Bank. Currently, Bank of Chengdu holds a 38.86% stake, and total assets have approached 20 billion yuan. According to annual reports from Bank of Chengdu, over the six years from 2020 to 2025, Jincheng Consumer Finance's operating revenue grew from 750 million yuan to 1.176 billion yuan, but net profit traced a roller-coaster curve. It first jumped from 121 million yuan in 2020 to 251 million yuan in 2021, then climbed modestly to a peak of 261 million yuan in 2022 and 2023, fell back to 207 million yuan in 2024, and further declined to 158 million yuan in 2025, a year-on-year drop of about 24%.
Bank of Chengdu Co LtdJincheng Consumer Finance, in which Bank of Chengdu holds 38.86%, was added to an enforcement list, and its net profit fell 24% in 2025.
Hong Leong Bank is a co-founder of Jincheng Consumer Finance, which faces enforcement and declining profits, but its stake is not detailed.