QCR Holdings shares have risen 14% over the past six months to $96.64, outperforming the S&P 500 by 7.8 percentage points, but analysts urge caution. Net interest income grew at an 8.9% annualized rate over the last five years, slightly below the broader banking industry, with a flat net interest margin. Wall Street forecasts net interest income growth of just 4.9% over the next 12 months, a sharp deceleration from the 9.5% annualized pace of the past two years. The stock trades at 1.3 times forward price-to-book, a valuation deemed fair but not compelling given the business quality concerns.
QCR Holdings IncAnalysts urge caution due to decelerating net interest income growth and flat net interest margin, with valuation deemed fair but not compelling.
NVIDIA Corporation