Aichi Financial Group Trades at 14.2x P/E as Valuation Models Diverge

Yahoo Finance·10 Oct 2026·

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Summary · why it matters

Aichi Financial Group, listed on the Tokyo Stock Exchange under code 7389, is drawing investor attention after a sharp multiyear run that has left its valuation looking balanced on earnings but expensive on cash flow. The stock trades at ¥1,893 on a price-to-earnings ratio of 14.2x, slightly above its closer peer group average of 13.8x but below the wider JP Banks industry average of 15.6x. That momentum has been strong over the longer term, with a 90 day share price return of 26.37%, a year to date share price return of 103.77% and a 1 year total shareholder return of 164.33%, even as the shares eased about 1% on the day and posted a 7 day share price return down 6.56%. A Simply Wall St discounted cash flow model, dated October 2026, values the shares well below the current price at ¥613.13, presenting the stock as expensive on a cash yield basis. The company's recent multiyear earnings record includes a period of declining profits, and the analysis flags risk if profit trends soften again or if its Japan focused revenue base faces pressure from weaker local lending demand.