The Bank of Thailand has released commercial bank lending rates as of 31 July 2026, based on the latest data received from commercial banks at around noon. The lowest MOR rate is 6.275 percent from Siam Commercial Bank, and the highest is 8.13 percent from Thai Credit Bank Public Company Limited. The lowest MLR is 6.30 percent from Krung Thai Bank and Sumitomo Mitsui Trust (Thai), and the highest is 8.73 percent from Thai Credit Bank Public Company Limited. For MRR, the lowest is 6.50 percent from Bangkok Bank, and the highest is 9.60 percent from Thai Credit Bank Public Company Limited. The highest rate for general loans is 35.00 percent from Thai Credit Bank Public Company Limited, and the highest default rate is 35.00 percent from the same bank. Since 1 July 2005, personal loan rates under supervision have been excluded.
Bangkok Bank PCL
SCB X Public Company LimitedThai Credit PclThai Credit Bank has the highest lending rates across all categories, indicating higher pricing for its loans.